Investment

India has emerged as a key global wealth hotspot, climbing to fourth place in the world for its high net-worth individual (HNWI) population.

Updated : Jun 10, 2025

Want to be in India’s ultra-rich club? You’ll need Rs 1.52 crore, points out expert

To break into India’s top 1% in 2025, you’ll need a net worth of ₹1.52 crore, according to Knight Frank. While that marks India’s rising affluence, the bar remains modest compared to global standards.

Updated : Jun 10, 2025

Hybrid edge: This fund delivers 18.83% in 3 years, 22.15% in 5 years with lower volatility

As of May 30, 2025, the fund has delivered a 3-year CAGR of 18.83% and a 5-year CAGR of 22.15%, outperforming its benchmark, the CRISIL Hybrid 35+65 Aggressive Index, which returned 14.60% and 17.99%, respectively, over the same periods.

Leaving large sums in low-interest savings accounts can cost you thousands in lost returns every year, especially when inflation outpaces your bank's rate.

Updated : Jun 10, 2025

Tracking every rupee? Expert tells why some money habits are not making you rich

Many believe tracking every rupee makes them financially smart — but that’s only half the story. Experts say poor investment strategy, idle savings, and obsessive penny-pinching could be quietly draining your wealth.

From October 2024 to February 2025, when the markets were more volatile, the net-to-gross inflow ratio stayed relatively strong—averaging over 53%—as investors avoided booking losses.

Updated : Jun 10, 2025

Profit-taking spikes in May as investor bias drags equity fund inflows to year-low

In May, gross inflows into equity mutual funds stood at Rs 56,604 crore, while redemptions shot up to Rs 37,591 crore, leaving net inflows at just Rs 19,013 crore.

Industry watchers note that these consistent systematic inflows have anchored the mutual fund space, especially as equity allocations dipped amid market fluctuations.

Updated : Jun 10, 2025

SIP contributions reach record high in May, check details

A concise report on record SIP contributions and the mutual fund industry’s latest inflow data.

Wealth managers say these hybrid assets are fast becoming go-to options for those seeking steady, tax-efficient returns.

Updated : Jun 10, 2025

RBI rate cuts dull FDs, here's why REITs, InvITs are emerging as high-yield heroes

As fixed deposit interest rates dip post-RBI rate cuts, investors are exploring smarter income alternatives. Enter REITs and InvITs—listed instruments offering dividend yields as high as 14.6%, with added liquidity and transparency.

SIP is a disciplined approach to investing in mutual funds, where individuals contribute a fixed amount regularly — typically monthly or quarterly.

Updated : Jun 7, 2025

Start early, stay consistent: How a small SIP can grow into Rs 1.18 crore in 18 years

Systematic Investment Plans (SIPs) can turn modest monthly contributions into substantial long-term wealth. With an expected return of 15.5% annually over 18 years, disciplined investors can build a corpus of over ₹1 crore.

Debt fund investments stand to gain as falling interest rates drive bond prices higher, enhancing potential returns.

Updated : Jun 7, 2025

RBI’s 50 bps rate slash sparks debt fund surge: Is it time to rebalance your portfolio?

The RBI has cut the repo rate by 50 basis points to 5.50% and slashed CRR by 1%, injecting ₹2.5 lakh crore into the banking system. This move is set to boost debt mutual fund returns, especially in credit risk and long-duration categories. What should investors do?

Investors can submit premature redemption requests via receiving offices, NSDL, CDSL or RBI Retail Direct during designated periods.

Updated : Jun 7, 2025

SGB early exit paid Rs 9,630/unit — over 200% returns from 2017 tranche; next window opens on Jun 11

Investors can submit premature redemption requests for Sovereign Gold Bonds (SGBs) during designated periods. These bonds offer advantages over other gold investments, including fixed interest rates and tax benefits.

Akshat Shrivastava, founder of Wisdom Hatch, told investors that he avoided SIPs entirely, choosing to invest in bulk during periods of market correction.

Updated : Jun 7, 2025

Investor’s guide: How this expert made Rs 1.25 cr in just 5 months — and paid 0% tax

Backed by Rs 8 crore in capital, Akshat Shrivastava said his investments were placed in top-tier US stocks like Google, Meta, and Netflix. He stressed, however, that this success is rooted in years of discipline, not overnight luck.

Selling gold in India may attract capital gains tax if held for over 24 months.

Updated : Jun 7, 2025

Can a 20-year-old legally sell gold in India? Here’s what you need to know

A 20-year-old entrepreneur was recently denied the right to sell her own gold, despite being its legal owner. The store claimed she was "underage" and refused the transaction. The incident has sparked confusion over whether age restrictions apply to gold sales in India.

The same factors that drive a virtuous cycle today—like controlled inflation or falling crude—can reverse just as quickly.

Updated : Jun 7, 2025

Feeling sure about prosperity? Dhirendra Kumar says that’s your cue to pause

The real risk? Believing the narrative too much. During boom times, overconfidence leads investors to chase perfection and ignore risk. During downturns, fear keeps them sidelined just when opportunity is emerging.

Garg projected that if gold prices reach $10,000 per ounce, Indian households could see a $7 trillion surge in wealth.

Updated : Jun 6, 2025

'US dollar will depreciate...': Rivigo founder sees a $7 trn windfall in old family gold

India is believed to hold three to four times more gold than the U.S.—most of it in private hands, not institutional vaults.

Interest rates on savings accounts have already sunk to 2.70%—the floor set by most banks. Fixed deposits are now following the same trajectory.

Updated : Jun 6, 2025

FD rates may drop more: Here's what experts say you must do after RBI’s 50 bps cut

Since February 2025, the repo rate has been cut by a full percentage point. According to an SBI Research report, FD rates across banks have already dropped by 30–70 basis points.

Existing FDs remain unaffected until maturity, but reinvestment at lower rates will hit returns.

Updated : Jun 6, 2025

A 50 bps rate cut from RBI: What this means for your home loan, FD returns, and next money move

Banks are expected to lower fixed deposit (FD) interest rates in line with the repo cut. Short- and medium-term FDs are likely to see the steepest drops.

SEBI had released a consultation paper on SIFs in July 2024, with the final framework announced earlier this year.

Updated : Jun 5, 2025

Mirae Asset MF receives SEBI nod to launch specialised investment fund, roll out to be under 'Platinum' brand

The SIF structure, introduced by SEBI to bridge the gap between mutual funds and portfolio management services (PMS), is positioned as a new asset class offering greater investment flexibility, a higher risk appetite, and a minimum investment threshold of ₹10 lakh.

Juggling debt repayment and wealth creation, investors should learn how to diversify without stalling financial momentum.

Updated : Jun 5, 2025

How to invest aggressively while paying off a Rs 38 lakh home loan? Here's expert's blueprint

In an uncertain market where inflation, interest rates, and asset class performances remain volatile, young investors are increasingly rethinking the balance between aggressive investing and financial stability.

Financial experts adviced redirecting funds into targeted investments crafting a resilient, goal-aligned portfolio that adapts to life’s evolving needs.

Updated : Jun 4, 2025

Early retirement, child’s education or rental income? Here's how a couple is planning their next big financial move

With a home loan nearly repaid and a new baby in the family, a Mumbai couple is rethinking their financial priorities. Instead of rushing to close the loan, experts suggest channeling funds toward goal-based investments. From SIPs to REITs, smart asset allocation could build a more flexible and future-ready portfolio.

Gold mutual funds invest in gold ETFs, which in turn acquire physical gold or related assets. Gold ETFs mirror the price of very pure gold. As a result, gold mutual funds also reflect the price movements of physical gold.

Updated : Jun 4, 2025

Gold prices to dip 15%, says Quant MF — but here’s why it is worth investing

Quant Mutual Fund has forecast a 12–15% dip in gold prices over the next two months, urging investors to stay cautious in the short term. Despite the expected correction, the fund maintains a bullish long-term view on gold, crypto, and select equity sectors.

When a company’s promoters or shareholders use their own shares as collateral to borrow money from banks or other financial institutions, that’s called share pledging.

Updated : Jun 4, 2025

What is Share Pledging and why should investors care?

Promoters often use their company shares as collateral to secure loans without giving up ownership. But for retail investors, share pledging can be a double-edged sword—offering both opportunity and risk.

With over 20,000 ultra-high-net-worth individuals living in the city, according to Knight Frank, income alone no longer dazzles

Updated : Jun 3, 2025

Is ₹1 crore salary rich in Mumbai? IIM Ahmedabad alumnus explains why it’s big in Thane, basic in Worli

In posh neighborhoods like Bandra West or Worli, rent alone can swallow ₹1.5–3 lakh per month. Taxes under the new regime chop off ₹38 lakh or more, unless you switch to the old one with deductions.

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Investment

Want to be in India’s ultra-rich club? You’ll need Rs 1.52 crore, points out expert

Hybrid edge: This fund delivers 18.83% in 3 years, 22.15% in 5 years with lower volatility

Tracking every rupee? Expert tells why some money habits are not making you rich

Profit-taking spikes in May as investor bias drags equity fund inflows to year-low

SIP contributions reach record high in May, check details

RBI rate cuts dull FDs, here's why REITs, InvITs are emerging as high-yield heroes

Start early, stay consistent: How a small SIP can grow into Rs 1.18 crore in 18 years

RBI’s 50 bps rate slash sparks debt fund surge: Is it time to rebalance your portfolio?

SGB early exit paid Rs 9,630/unit — over 200% returns from 2017 tranche; next window opens on Jun 11

Investor’s guide: How this expert made Rs 1.25 cr in just 5 months — and paid 0% tax

Can a 20-year-old legally sell gold in India? Here’s what you need to know

Feeling sure about prosperity? Dhirendra Kumar says that’s your cue to pause

'US dollar will depreciate...': Rivigo founder sees a $7 trn windfall in old family gold

FD rates may drop more: Here's what experts say you must do after RBI’s 50 bps cut

A 50 bps rate cut from RBI: What this means for your home loan, FD returns, and next money move

Mirae Asset MF receives SEBI nod to launch specialised investment fund, roll out to be under 'Platinum' brand

How to invest aggressively while paying off a Rs 38 lakh home loan? Here's expert's blueprint

Early retirement, child’s education or rental income? Here's how a couple is planning their next big financial move

Gold prices to dip 15%, says Quant MF — but here’s why it is worth investing

What is Share Pledging and why should investors care?

Is ₹1 crore salary rich in Mumbai? IIM Ahmedabad alumnus explains why it’s big in Thane, basic in Worli

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